Verifyal’s Credit Bureau API offers a fast and reliable way to instantly check the creditworthiness of borrowers before lending or offering financial products.
Simply input the user’s Full Name, Mobile Number, Date of Birth, and PAN Card Number to retrieve a real-time credit score directly from trusted credit bureau databases like CIBIL, Experian, CRIF, and Equifax.
In addition to the credit score, the API provides: Payment History, Credit Age, Credit Inquiries, Total and Active Credit Accounts
Easily integrate this API into your system to automate credit checks, improve decision-making, and enhance operational efficiency across lending, insurance, and financial platforms.
Verifyal’s Credit Bureau API is a real-time, one-click solution to retrieve an individual’s complete credit report and score from trusted credit bureaus like Equifax, CIBIL, Experian, and CRIF High Mark.
This powerful tool delivers accurate and verified financial data in seconds, helping businesses assess creditworthiness efficiently while reducing manual effort, approval delays, and risk exposure.
Instantly access CIBIL scores, identity checks, and financial data with zero delays.
Detect anomalies early and reduce fraud risks with robust, compliant verification.
Developer-friendly RESTful APIs with sandbox access for easy testing and quick deployment.
Instantly access CIBIL scores, identity checks, and financial data with zero delays.
Use verified data to automate onboarding, credit assessment, and risk profiling
Built on 5+ years of experience serving banks, NBFCs, fintechs, and enterprises.
Our guide to Frequently Asked Questions. Explore answers to common queries and empower your decision-making for a seamless collaboration.
A Credit Bureau API is a digital interface that allows businesses to access a person’s official credit score and report directly from trusted credit bureaus like CIBIL, Equifax, Experian, and CRIF High Mark. It helps lenders, fintechs, and financial institutions evaluate creditworthiness in real time.
The API takes basic user inputs such as Full Name, Mobile Number, Date of Birth, and PAN Card Number. Once submitted, the system authenticates the details and fetches the credit data directly from the bureau in JSON format for easy integration and use.
Yes. India has several Credit Score APIs offered through authorized credit bureaus. Verifyal provides one of the most trusted and comprehensive Credit Score APIs, offering access to data from multiple bureaus via a single, secure platform.
Simply provide your identity details (Name, PAN, Mobile Number, DOB) through the API. After validation, your credit score and full credit report are retrieved from the credit bureau and displayed in real time.
Highly accurate. The API is directly integrated with RBI-approved credit bureaus, ensuring the data retrieved is authentic, real-time, and reflects your most up-to-date credit activity.
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