To access an Experian credit report via the API, users must provide: Full Legal Name, Mobile Number (linked to the credit profile), Date of Birth, PAN Card Number, These details are used to securely authenticate and retrieve the correct credit profile.

Verifyal prioritizes data security through end-to-end encryption, secure authentication, and strict compliance with RBI and data protection standards. All data exchanges are conducted over secure HTTPS protocols, and no personal data is stored without consent.

Credit data is delivered in a structured and developer-friendly JSON format. This ensures easy integration into digital systems and enables real-time decision-making across platforms.

You receive much more than just a credit score. The report also includes: Payment history, Credit account summary, Credit age, Credit inquiries, Utilization patterns This helps provide a holistic view of your credit standing and behavior.

The credit report helps: Understand your creditworthiness, Improve chances of loan or credit card approvals, Track and manage your financial health, Detect early signs of fraud or credit misuse.