verifyal-credit-report-api

Introduction to Verifyal’s CRIF Credit Report API

Verifyal’s CRIF Credit Report API offers a fast, reliable way to access your complete credit history in a developer-friendly JSON format — perfect for seamless integration into apps and platforms.

With just a few basic inputs, users can instantly retrieve their CRIF credit score and detailed credit report, helping them assess creditworthiness and make smarter financial decisions.

Backed by CRIF High Mark, one of India’s leading credit bureaus, this API provides a comprehensive view of your credit standing, including loans, repayment history, and outstanding balances.

As financial institutions increasingly depend on accurate credit insights, the Verifyal CRIF Credit Report API empowers both individuals and businesses to stay ahead, monitor credit health, and make informed choices with confidence. It’s a simple yet powerful tool for anyone looking to take control of their financial future.

Benefits of Verifying with Our API

Choosing Verifyal’s Verification APIs gives your business a competitive edge with speed, accuracy, and security. Here’s what you gain:

Real-Time Verification

Instantly access CIBIL scores, identity checks, and financial data with zero delays.

Enhanced Security & Fraud Prevention

Detect anomalies early and reduce fraud risks with robust, compliant verification.

Lightning-Fast Integration

Developer-friendly RESTful APIs with sandbox access for easy testing and quick deployment.

Comprehensive Data Access

Access 300+ APIs covering credit, identity, PAN, Aadhaar, bank account validation, and more.

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Smarter Decision Making

Use verified data to automate onboarding, credit assessment, and risk profiling.

Trusted by Financial Institutions

Built on 5+ years of experience serving banks, NBFCs, fintechs, and enterprises.

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Frequently asked questions

Our guide to Frequently Asked Questions. Explore answers to common queries and empower your decision-making for a seamless collaboration.

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It provides access to a person’s complete credit history, including their CRIF score, credit accounts, repayment patterns, and current liabilities — all through a simple API call.

You need the individual’s full name, mobile number, date of birth, and PAN card number to generate the report.

The API returns data in JSON format, making it easy to integrate into web or mobile applications for further processing.

Yes, the credit report and score are fetched in real-time directly from CRIF High Mark, ensuring accuracy and up-to-date information.

It’s ideal for banks, NBFCs, fintech companies, credit platforms, and any business that needs to assess a user’s creditworthiness.

Get Your Free API Key Today with Verifyal

Unlock instant access to 60+ powerful verification APIs, including CIBIL score checks, to streamline your KYC/KYB processes effortlessly. With Verifyal, you can:

Test all APIs in a secure sandbox environment before going live.
Experience seamless integration with our developer-first documentation.
Get 24/7 expert support to ensure smooth implementation.
Boost your onboarding efficiency with real-time CIBIL and financial verification APIs.

Start for free today and elevate your verification workflows with Verifyal — Your trusted API partner.

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We’d love to show you how Verifyal’s powerful CIBIL and verification APIs can elevate your business. Fill out the form below, and our team will connect with you within 24 hours to get you started.

Crif Credit Report API by Verifyal

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Introduction to Verifyal’s CRIF Credit Report API