FEATURES

Your Gateway to Instant, Reliable Credit Insights

Verifyal’s Credit Bureau API or Credit Score API is a reliable tool designed to fetch an individual’s complete credit report instantly and in real-time. The API ensures high accuracy by retrieving verified data directly from trusted credit bureaus such as Equifax and others.

Loan Approvals

Instantly assess creditworthiness to speed up loan processing and reduce default risks.

feature-planning f-p
feature-planning
P2P Lending

Evaluate borrower profiles for safer, more reliable lending.

Use Cases
feature-planning f-p
Fraud Detection

Verify customer details against bureau data to prevent fraudulent activities

HOW IT’S WORKD

Why Choose Our Credit Verification API

The process for opening a bank account may vary slightly depending on the bank. However, the general steps involved in opening a bank account.

security-shape security-shape
BENIFITS

Boost security and ensure only verified customers get through.

img
icon
Account Credited

Your NGN Balance has been credited with N50,000 from David warner

Just now
img
icon
Account Credited

Your NGN Balance has been credited with N50,000 from David warner

Just now
img
icon
Account Credited

Your NGN Balance has been credited with N50,000 from David warner

Just now
TESTIMONIALS

What Our Clients Say About Verifyal

Trusted by leading businesses across India, our API solutions deliver real results every time.

“We’ve been using Verifyal’s Credit Bureau API for over a year now. The real-time credit checks have significantly reduced our loan processing time. The accuracy of the data gives our team complete confidence. Integration was seamless, and the support team is always available. I would highly recommend Verifyal to any financial institution.”

Image
Krishna Mishra, Loan Manager, FinSecure Bank

“For a P2P lending platform like ours, quick and accurate credit verification is critical. Verifyal has made the entire process hassle-free. Their API is fast, reliable, and easy to integrate. We’ve seen a noticeable improvement in the quality of borrowers on our platform. It has helped build trust with both lenders and borrowers.”

Image
Priya Kapoor, Co-Founder, Peer2Peer Lend

“Fraud prevention was a constant challenge for us before we switched to Verifyal. Their Credit Bureau API has made it easy to verify customer information in seconds. The system detects potential fraud early, which has saved us from financial losses. The reports are detailed yet easy to understand. It’s now an essential part of our risk management process.”

Image
Amit Sinha, Risk Analyst, SafeGuard Finance

“I am genuinely impressed with how simple and effective Verifyal’s API is. Our tech team integrated it into our existing system within hours. Now, credit checks happen in real-time without any manual effort. The accuracy of results gives us peace of mind. We’ve been able to speed up our operations and improve customer satisfaction.”

Image
Neha Sharma, Operations Head, QuickCredit Solutions

“Compliance and risk management are at the core of our operations. Verifyal’s API helps us stay compliant while making the process efficient. The data from trusted credit bureaus is always accurate. We’ve reduced manual verification errors significantly. It has become a key tool for our compliance team.”


Image
Deepak Malhotra, Compliance Lead, SmartLend India

“Partnering with Verifyal was one of the best decisions for our business. Their API is not just reliable but also designed to grow with us. We’ve streamlined credit checks, reduced fraud, and improved onboarding speed. The team is professional and provides excellent support. I highly recommend Verifyal to any business dealing with credit verification.”

Image
Sneha Joshi, CEO, LendWise
element element
FAQs

Have Questions? We’ve Got the Answers Here

Quick answers to questions you may have. Can't find what you're looking for? Check out our full documentation.

It’s an API that provides instant, real-time access to accurate credit reports from trusted credit bureaus.

The data is fetched directly from authorized credit bureaus like Equifax, ensuring accuracy and authenticity.

Yes, Verifyal’s API offers a plug-and-play setup with a simple, developer-friendly interface.

It verifies customer credit scores and details instantly, helping detect fraud and reduce financial risks.

Banks, NBFCs, P2P lending platforms, fintech companies, and other businesses that require credit verification.